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Millions of ordinary Americans will pay more or be denied credit, insurance, rent or utilities because of the growing use of the consumer “Credit Score”. In virtually every household budget a Secret Sacrifice is being made by consumers as creditors use the credit score to justify increased fees on the highest level of consumer debt in history.

Here's How The Secret Sacrifice Costs You:
Monthly Bills	Lori with Credit Score: 498	Tim with Credit Score: 702
Credit Card 1 w/$1,500 balance	$144.76 (28% APR)	$133.27 (12% APR)
Credit Card 2 w/$750 balance	$70.92 (24% APR)	$67.69 (15% APR)
Auto Loan $20,000	$465.37 (14% APR)	$396.02 (7% APR)
Auto Insurance	$123.17	$98.32
Utilities Electric, Phone & Cable	$214.87	$198.14
Totals	$1,019.09	$893.62
Lori is paying $125.47 more per month than Tim for the same items! Lori is sacrificing $1,505.64 of her annual income due to her low credit score.

Chart is for illustration purposes only.

Stop Making The Secret Sacrifice!

Raising your credit score is the key to avoiding the Secret Sacrifice. Unfortunately, the credit scoring method is a well guarded secret. Not even the company that denies you credit can tell you exactly why you have been given your particular score. But when you enroll in Community Empower, you not only learn what your score is -- you'll see the factors that created your score AND how to improve it to avoid the Secret Sacrifice.

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